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Our Business Elite plan means that your employees or members will be able to get excellent medical cover across the board, with great additional benefits to support their health and lifestyle.

Islands Business Elite Cover Benefits

Giving your employees or members the support they deserve

Boost your business with comprehensive support! Our excellent private medical plan offers top-notch healthcare coverage, keeping your employees healthier, happier, and more satisfied. Smooth operations and a thriving workforce await!

Child in hospital bed with nurse sitting on bed, holding a teddy bear.

Covering above and beyond

Go above and beyond with our Business Elite plan! Perfect for senior staff or your whole business, it offers top-tier health coverage, plus maternity services and pet boarding.

Support your team and their loved ones!

Islands Plus

Medical support

Unlock extra perks with Islands Business Elite! Enjoy all the great benefits of our other plans, plus standard coverage for Dental, Optical and Audiology needs. 

We cover your team’s routine appointments.

Islands Elite

Providing peace of mind

With extensive coverage and extra benefits, our Islands Business Elite plan supports your team’s health, so you can run your business with confidence.

Get your team's health covered.

Private Health Insurance Benefits

All of our health insurance products come with the following, ensuring a great level of standard cover.

In-patient Health Benefits
  • Accommodation, nursing care, surgeon and anaesthetist fees
  • Theatre costs, intensive care costs, drugs, dressings and consumables
  • Diagnostics including MRI, CT and PET scans
  • Physiotherapy
  • Oro-surgical operations and procedures
  • Treatment for cardiovascular conditions
Out-patient Health Benefits
  • Initial & Subsequent MRI, CT, PET scans
  • Consultation and specialist fees, including associated diagnostics and out-patient surgical procedures
  • Consultation charges made by your Islands GP or Emergency Room
  • GP minor surgery charges made by your Islands GP or Emergency Room
  • GP referred Ultrasounds and X-Rays
  • Physiotherapy
  • Complementary therapies
  • Treatment for cardiovascular conditions
  • Mental health counselling/therapy
Other Benefits Include:
  • Treatment for Cancer
  • Hospital cash benefit
  • Health and wellbeing services / EAP
  • Home Nursing
  • 24 hour GP advice line / GP video consultation appointments
  • Private ambulance transportation costs
  • Travel costs for treatment to another Bailiwick or the UK
  • Travel costs for parent or qualified nurse accompanying a child for treatment to another Bailiwick or the UK
  • Accommodation costs for parent or qualified nurse accompanying a child for treatment to another Bailiwick or the UK
  • Lifestyle Rewards 

Further Benefits With General & Medical Healthcare

Our Channel Islands Healthcare plans include a range of other useful benefits and services, to support the health of you and your family, or your business.

24 Hour GP Advice Line access, allowing you to speak to a doctor at a time to suit you

Health & Wellbeing Services - including access to the Wisdom App

An EAP included as standard for all Channel Islands Business Healthcare plans

Fast access to treatment at a wide range of hospitals across the UK

Choice of options and upgrades, allowing covers to be tailored to your unique needs

Exclusive Lifestyle Rewards discounts and benefits programme for a wide range of brands

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© 2024 General & Medical Insurance Ltd. Registered in Guernsey No 43984. General & Medical Insurance Ltd are authorised and regulated by The Guernsey Financial Services Commission. Our GFSC Reference is 1028569 and this may be checked at www.gfsc.gg