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At General & Medical, we specialise in high quality private health insurance for businesses across the UK and Channel Islands. Proudly based in St Peter Port, Guernsey, we provide exceptional insurance services right from the heart of this beautiful locale. With over 35 years of experience, we deliver first-class customer service, always adhering to our guiding principle: People first...always. Learn about our story and discover more about us.

Tailored Insurance plans for Businesses in the Channel Islands

We provide specialised insurance coverage for companies with employees in the Channel Islands. 
Specialised health insurance coverage for your employees and company in the Channel Islands. Our bespoke solutions meet the healthcare needs of the region, offering you the best possible protection.
Trust us for coverage that fits your world perfectly.
Islands Module 1

Islands Module 1

  • An essential level of cover
  • In-patient and Out-patient benefits
  • Cancer treatment
Islands Module 2

Islands Module 2

  • Extensive coverage
  • Emergency Medical Cover outside the UK or Channel Islands
  • Additional Cash Benefits
Islands Business Elite

Islands Business Elite

  • Our most comprehensive plan
  • Dental, optical and audiology services
  • Cover for boarding pets

 

Compare all of our plans with our Benefits at a glance to find out more.

Channel Island Plan Benefits

Some of the main medical benefits specific to our Channel Islands Healthcare plans are shown below, however when you take health insurance out with us you don’t just get a healthcare policy, we give you a huge range of additional benefits, from exclusive offers and discounts to Health and Wellbeing Support Services. Find out more in our Channel Islands Business Healthcare Brochure.

General Practitioner (GP) Services
Our schemes include benefit for when you need to visit your GP, including cover for consultation costs incurred when you see your GP in their surgery or where they are incurred at the Emergency Room, as well as an additional amount for minor surgery performed by your GP or at the Emergency Room.

Ambulance Transportation
We include in our cover costs of ambulance transportation within the Bailiwick of your residency, where this is medically necessary, to take you from your home to a hospital (or vice-versa).

Parental Accommodation
W​here you have a child included on your cover, who has to travel to another Bailiwick, or to the UK, for treatment covered under your policy we will cover the cost of a return journey, up to policy limits, for you (or a qualified nurse) to accompany your child where they have to stay overnight (or longer) as well as accommodation costs.​​  ​​​

Further Benefits With General & Medical Healthcare

Our Channel Islands Healthcare plans include a range of other useful benefits and services, to support the health of you and your family, as well as your business and employees.

24 Hour GP Advice Line access, allowing you to speak to a doctor at a time to suit you

Health & Wellbeing Services - including access to the Wisdom App

An EAP included as standard for all Channel Islands Business Healthcare plans

Fast access to treatment at a wide range of hospitals

Choice of options and upgrades, allowing covers to be tailored to your unique needs

Exclusive Lifestyle Rewards discounts and benefits programme for a wide range of brands

Get a Quote

If you would like to discuss your requirements or get a quote, please complete the form below and a member of our friendly, experienced team will contact you to discuss our available solutions for businesses with employees in the Channel Islands.

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© 2024 General & Medical Insurance Ltd. Registered in Guernsey No 43984. General & Medical Insurance Ltd are authorised and regulated by The Guernsey Financial Services Commission. Our GFSC Reference is 1028569 and this may be checked at www.gfsc.gg