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Providing cover tailored to your business, our Business Module 1 plan means that your employees or members will be able to get well sooner by jumping queues for appointments and undergoing surgery for acute conditions, meaning your business can run as normal.

Islands Module 1 Cover Benefits

Supporting your employees or members with an essential level of cover.

Empower your team with essential, cost-effective private healthcare coverage. Our affordable medical product ensures happier, healthier, and more satisfied employees, helping your business run smoothly and efficiently.

Child in hospital bed with nurse sitting on bed, holding a teddy bear.

Great Medical Coverage

Experience great Medical Coverage. Our plan ensures fast access to consultations and diagnostics, keeping your team healthy and your business thriving.

Keep your team in top shape

Islands Plus

Cancer Cover

Ensure your employees can have access to vital cancer treatment, including radiotherapy and chemotherapy, cosmetic treatment, anti-cancer medication, and hospice care.

Put your team first

Islands Elite

Other Benefits

Unlock a world of benefits for your team! With our exclusive benefits, your employees will enjoy 24/7 access to GP advice, health and wellbeing services, and incredible discounts with Lifestyle Rewards.

Elevate your team’s health and life!

Private Health Insurance Benefits

All of our health insurance products come with the following, ensuring a great level of standard cover.

In-patient Health Benefits
  • Accommodation, nursing care, surgeon and anaesthetist fees
  • Theatre costs, intensive care costs, drugs, dressings and consumables
  • Diagnostics including MRI, CT and PET scans
  • Physiotherapy
  • Oro-surgical operations and procedures
  • Treatment for cardiovascular conditions
Out-patient Health Benefits
  • Initial & Subsequent MRI, CT, PET scans
  • Consultation and specialist fees, including associated diagnostics and out-patient surgical procedures
  • Consultation charges made by your Islands GP or Emergency Room
  • GP minor surgery charges made by your Islands GP or Emergency Room
  • GP referred Ultrasounds and X-Rays
  • Physiotherapy
  • Complementary therapies
  • Treatment for cardiovascular conditions
  • Mental health counselling/therapy
Other Benefits Include:
  • Treatment for Cancer
  • Hospital cash benefit
  • Health and wellbeing services / EAP
  • Home Nursing
  • 24 hour GP advice line / GP video consultation appointments
  • Private ambulance transportation costs
  • Travel costs for treatment to another Bailiwick or the UK
  • Travel costs for parent or qualified nurse accompanying a child for treatment to another Bailiwick or the UK
  • Accommodation costs for parent or qualified nurse accompanying a child for treatment to another Bailiwick or the UK
  • Lifestyle Rewards 

Further Benefits With General & Medical Healthcare

Our Channel Islands Healthcare plans include a range of other useful benefits and services, to support the health of you and your family, or your business.

24 Hour GP Advice Line access, allowing you to speak to a doctor at a time to suit you

Health & Wellbeing Services - including access to the Wisdom App

An EAP included as standard for all Channel Islands Business Healthcare plans

Fast access to treatment at a wide range of hospitals across the UK

Choice of options and upgrades, allowing covers to be tailored to your unique needs

Exclusive Lifestyle Rewards discounts and benefits programme for a wide range of brands

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© 2024 General & Medical Insurance Ltd. Registered in Guernsey No 43984. General & Medical Insurance Ltd are authorised and regulated by The Guernsey Financial Services Commission. Our GFSC Reference is 1028569 and this may be checked at www.gfsc.gg