Channel Islands Health Insurance

Individual and Family Private Medical Insurance for residents of the Bailiwicks of Guernsey or Jersey

At General & Medical, we offer top-quality private health insurance across the UK and Channel Islands. Based in St Peter Port, Guernsey, we're dedicated to serving our community with exceptional insurance services. With over 35 years of experience, we pride ourselves on first-class customer service and our unwavering "People first...always" principle. Discover more about us.

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Channel Island Plan Benefits

Some of the main medical benefits specific to our Channel Islands Healthcare plans are shown below, however when you take health insurance out with us you don’t just get a healthcare policy, we give you a huge range of additional benefits, from exclusive offers and discounts to Health and Wellbeing Support Services.

General Practitioner (GP) Services
Our schemes include benefit for when you need to visit your GP, including cover for consultation costs incurred when you see your GP in their surgery or where they are incurred at the Emergency Room, as well as an additional amount for minor surgery performed by your GP or at the Emergency Room.

Ambulance Transportation
We include in our cover costs of ambulance transportation within the Bailiwick of your residency, where this is medically necessary, to take you from your home to a hospital (or vice-versa).

Parental Accommodation
Where you have a child included on your cover, who has to travel to another Bailiwick, or to the UK, for treatment covered under your policy we will cover the cost of a return journey, up to policy limits, for you (or a qualified nurse) to accompany your child where they have to stay overnight (or longer) as well as accommodation costs.

Further Benefits With General & Medical Healthcare

Our Channel Islands Healthcare plans include a range of other useful benefits and services, to support the health of you and your family.

24 Hour GP Advice Line access, allowing you to speak to a doctor at a time to suit you

Health & Wellbeing Services - including access to the Wisdom App

Only pay for the first child on family plans, all other children are covered for free!*

Fast access to treatment at a wide range of hospitals

Choice of options and upgrades, allowing covers to be tailored to your unique needs

Exclusive Lifestyle Rewards discounts and benefits programme for a wide range of brands

* Applies where children are included as dependants within an adult’s policy only, and any child selected for the pre-existing condition upgrade will be charged at our full child rate plus the upgrade supplement.

**Outside the UK or Channel Islands