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Providing you with a vital level of cover and the benefits of private healthcare at an affordable cost. Our Islands Healthcare cover gives you and your family health insurance with that all-important peace of mind.

Islands Cover Benefits

An essential level of cover with a great level of care.

Peace of mind with our cost-effective private medical plan, perfect for individuals and families. Enjoy essential, comprehensive coverage tailored to your needs.

 

Child in hospital bed with nurse sitting on bed, holding a teddy bear.

Essential Coverage

Experience peace of mind with our Islands Health Insurance! Get the crucial medical care you need, including fast access to initial consultations, diagnostic tests, and surgery for acute conditions. Find out sooner and get it sorted quickly.

Your health, our priority!

Islands Plus

Medical Benefits

Enjoy peace of mind with our outstanding health insurance, offering a wide range of benefits. From cancer treatment to outpatient scans and private ambulance costs specific to the Channel Islands, we've got you covered.

Your health deserves the best!

Islands Elite

Peace of Mind

Experience peace of mind with our top-notch medical cover, offering excellent care and quick access to appointments and medical facilities. Should the unexpected happen, rest easy knowing you have great support and minimal waiting times.

One less thing to worry about!

Private Health Insurance Benefits

All of our health insurance products come with the following, ensuring a great level of standard cover.

In-patient Health Benefits
  • Accommodation, nursing care, surgeon and anaesthetist fees
  • Theatre costs, intensive care costs, drugs, dressings and consumables
  • Diagnostics including MRI, CT and PET scans
  • Physiotherapy
  • Oro-surgical operations and procedures
  • Treatment for cardiovascular conditions
Out-patient Health Benefits
  • Initial & Subsequent MRI, CT, PET scans
  • Consultation and specialist fees, including associated diagnostics and out-patient surgical procedures
  • Consultation charges made by your Islands GP or Emergency Room
  • GP minor surgery charges made by your Islands GP or Emergency Room
  • GP referred Ultrasounds and X-Rays
  • Physiotherapy
  • Complementary therapies
  • Treatment for cardiovascular conditions
  • Mental health counselling/therapy
Other Benefits Include:
  • Treatment for Cancer
  • Hospital cash benefit
  • Health and wellbeing services
  • 24 hour GP advice line / GP video consultation appointments
  • Private ambulance transportation costs
  • Travel costs for treatment to another Bailiwick or the UK
  • Travel costs for parent or qualified nurse accompanying a child for treatment to another Bailiwick or the UK
  • Accommodation costs for parent or qualified nurse accompanying a child for treatment to another Bailiwick or the UK
  • Lifestyle Rewards 

Further Benefits With General & Medical Healthcare

Our Channel Islands Healthcare plans include a range of other useful benefits and services, to support the health of you and your family.

24 Hour GP Advice Line access, allowing you to speak to a doctor at a time to suit you

Health & Wellbeing Services - including access to the Wisdom App

Only pay for the first child on family plans, all other children are covered for free!*

Fast access to treatment at a wide range of hospitals across the UK

Choice of options and upgrades, allowing covers to be tailored to your unique needs

Exclusive Lifestyle Rewards discounts and benefits programme for a wide range of brands

* Applies where children are included as dependants within an adult’s policy only, and any child selected for the pre-existing condition upgrade will be charged at our full child rate plus the upgrade supplement.

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© 2024 General & Medical Insurance Ltd. Registered in Guernsey No 43984. General & Medical Insurance Ltd are authorised and regulated by The Guernsey Financial Services Commission. Our GFSC Reference is 1028569 and this may be checked at www.gfsc.gg