Providing you with an advanced level of cover and the benefits of private healthcare, our Islands Plus Healthcare cover gives you and your family a high level of cover for both in-patient and out-patient treatment, making sure you're covered for a variety of situations.
Islands Plus Cover Benefits
Delivering excellent cover for you and your family.
All of our comprehensive benefits and beyond, giving you a wide scope for your health insurance policy.
Enhanced Out-Patient Limits
With our Islands Plus cover, enjoy limitless out-patient cover for consultations and specialist fees, plus increased coverage for complementary therapies.
Get exceptional care beyond day cases!
Additional Benefits
Discover the protection of Islands Plus! Enjoy extra cash and medical benefits, hospice care for cancer treatment, personal accident and critical illness cash benefits, plus an increased life cash benefit.
Explore why thousands trust us.
Keeping on Top of the Little Things
Enjoy excellent coverage for hospital charges, support for parents with sick children, and emergency medical cover outside the UK and Channel Islands.
Get the most out of your coverage.
Private Health Insurance Benefits
All of our health insurance products come with the following, ensuring a great level of standard cover.
- Accommodation, nursing care, surgeon and anaesthetist fees
- Theatre costs, intensive care costs, drugs, dressings and consumables
- Diagnostics including MRI, CT and PET scans
- Physiotherapy
- Oro-surgical operations and procedures
- Treatment for cardiovascular conditions
- Initial & Subsequent MRI, CT, PET scans
- Consultation and specialist fees, including associated diagnostics and out-patient surgical procedures
- Consultation charges made by your Islands GP or Emergency Room
- GP minor surgery charges made by your Islands GP or Emergency Room
- GP referred Ultrasounds and X-Rays
- Physiotherapy
- Complementary therapies
- Treatment for cardiovascular conditions
- Mental health counselling/therapy
- Treatment for Cancer
- Hospital cash benefit
- Health and wellbeing services
- 24 hour GP advice line / GP video consultation appointments
- Private ambulance transportation costs
- Travel costs for treatment to another Bailiwick or the UK
- Travel costs for parent or qualified nurse accompanying a child for treatment to another Bailiwick or the UK
- Accommodation costs for parent or qualified nurse accompanying a child for treatment to another Bailiwick or the UK
- Lifestyle Rewards
Further Benefits With General & Medical Healthcare
Our Channel Islands Healthcare plans include a range of other useful benefits and services, to support the health of you and your family.
* Applies where children are included as dependants within an adult’s policy only, and any child selected for the pre-existing condition upgrade will be charged at our full child rate plus the upgrade supplement.