Delivering our maximum level of personal health insurance, our Islands Elite plan gives you reassurance and cover for a wide range of eventualities when you need it most alongside our other existing benefits.
Islands Elite Cover Benefits
Covering a wide range of eventualities for the most peace of mind.
All the elements of our other policies and a bit more, giving you confidence and reassurance for various situations.
Maternity Cover
Welcome new arrivals with confidence! Our Islands Elite plan not only covers pregnancy complications but also offers private maternity care and an enhanced maternity cash benefit.
Top care for your family
Extra Medical Benefits
Experience excellent care with our Islands Elite plan! Enjoy extra coverage for routine dental visits, optical needs including eye tests and eyewear, and audiology services for hearing tests and aids.
Full support for a healthier you!
All of our benefits in one
With our Islands Elite policy, you’re covered for all the unexpected aspects of medical care, so you can focus on your health and well-being without the stress.
Outstanding peace of mind, every step.
Private Health Insurance Benefits
All of our health insurance products come with the following, ensuring a great level of standard cover.
- Accommodation, nursing care, surgeon and anaesthetist fees
- Theatre costs, intensive care costs, drugs, dressings and consumables
- Diagnostics including MRI, CT and PET scans
- Physiotherapy
- Oro-surgical operations and procedures
- Treatment for cardiovascular conditions
- Initial & Subsequent MRI, CT, PET scans
- Consultation and specialist fees, including associated diagnostics and out-patient surgical procedures
- Consultation charges made by your Islands GP or Emergency Room
- GP minor surgery charges made by your Islands GP or Emergency Room
- GP referred Ultrasounds and X-Rays
- Physiotherapy
- Complementary therapies
- Treatment for cardiovascular conditions
- Mental health counselling/therapy
- Treatment for Cancer
- Hospital cash benefit
- Health and wellbeing services
- 24 hour GP advice line / GP video consultation appointments
- Private ambulance transportation costs
- Travel costs for treatment to another Bailiwick or the UK
- Travel costs for parent or qualified nurse accompanying a child for treatment to another Bailiwick or the UK
- Accommodation costs for parent or qualified nurse accompanying a child for treatment to another Bailiwick or the UK
- Lifestyle Rewards
Further Benefits With General & Medical Healthcare
Our Channel Islands Healthcare plans include a range of other useful benefits and services, to support the health of you and your family.
* Applies where children are included as dependants within an adult’s policy only, and any child selected for the pre-existing condition upgrade will be charged at our full child rate plus the upgrade supplement.
