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If you’re wanting to take care of your employees or members health on a wider scale, then our Module 2 plan does just that. Offering a more comprehensive cover, Module 2 also includes full out-patient benefits and additional cash benefits.

Islands Module 2 Cover Benefits

An excellent level of cover.

Ensure your employees and members have access to great private medical care, boosting their confidence and keeping your business happier and healthier.

Child in hospital bed with nurse sitting on bed, holding a teddy bear.

Full Out-Patient Cover

Elevate your benefits with our Module 2 plan! Providing complete out-patient coverage for consultations, specialist fees, diagnostics, plus enhanced complementary therapies.

Give your team exceptional care!

Islands Plus

Extra Medical and Cash Benefits

Upgrade to Islands Module 2 for extra peace of mind! Get added cash and medical benefits, including personal accident and critical illness payouts, plus an enhanced life cash benefit

Enabling your team to work without stress.

Islands Elite

Quality Cover

Discover the Module 2 plan - where every detail counts! Enjoy seamless coverage for emergency medical treatment abroad and costs for monitoring pre-cured eligible conditions.

The easy way to care for your team.

Private Health Insurance Benefits

All of our health insurance products come with the following, ensuring a great level of standard cover.

In-patient Health Benefits
  • Accommodation, nursing care, surgeon and anaesthetist fees
  • Theatre costs, intensive care costs, drugs, dressings and consumables
  • Diagnostics including MRI, CT and PET scans
  • Physiotherapy
  • Oro-surgical operations and procedures
  • Treatment for cardiovascular conditions
  • Cancer treatment cover
Out-patient Health Benefits
  • Initial MRI, CT, PET scans
  • Subsequent MRI, CT, PET scans
  • Consultation and specialist fees, including associated diagnostics and out-patient surgical procedures
  • Physiotherapy
  • Complementary therapies
  • Mental health counselling/therapy
  • Treatment for cardiovascular conditions
Channel Islands Benefits
  • Private ambulance transportation costs
  • Consultation charges made by your Islands GP or Emergency Room
  • GP minor surgery charges made by your Islands GP or Emergency Room
  • Travel costs for treatment to another Bailiwick or the UK 
  • Travel costs for parent or qualified nurse accompanying a child for treatment to another Bailiwick or the UK 
  • Accommodation costs for parent or qualified nurse accompanying a child for treatment to another Bailiwick or the UK 

Further Benefits With General & Medical Healthcare

Our Channel Islands Healthcare plans include a range of other useful benefits and services, to support the health of you and your family, or your business.

24 Hour GP Advice Line access, allowing you to speak to a doctor at a time to suit you

Health & Wellbeing Services - including access to the Wisdom App

An EAP included as standard for all Channel Islands Business Healthcare plans

Fast access to treatment at a wide range of hospitals across the UK

Choice of options and upgrades, allowing covers to be tailored to your unique needs

Exclusive Lifestyle Rewards discounts and benefits programme for a wide range of brands

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© 2024 General & Medical Insurance Ltd. Registered in Guernsey No 43984. General & Medical Insurance Ltd are authorised and regulated by The Guernsey Financial Services Commission. Our GFSC Reference is 1028569 and this may be checked at www.gfsc.gg